10 Steps I Used To Control My Over Consumption and Get Out of Debt

Every part of you has a secret language. Your hands and feet say what you’ve done. And every need brings in what’s needed. Pain bears its cure like a child. Having nothing produces provisions. Ask a difficult question and the marvelous answer appears. —Rumi A while back ago I over consumed and got myself into a $77,000 credit card “debt hole.” Today I want to share with you the 10 steps that helped me to get free from it. It took me five years to completely pay off that debt and every ounce of self-discipline I could muster. While I’ve taken many amazing adventures in my …

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Please let me talk you out of buying that new car.

Buying a new car is fun and exciting, but it is one of the worst things that you can do financially.  In America, we are obsessed with the automobile.  What you drive has become a statement of who you are. The marketers have done a fabulous job of selling us on this and we have bought it.  Let’s face it, we often want a new vehicle for the image it portrays rather than for any practical reason.  I’m guilty of this too.  Here are some examples of the marketing spin that we are being sold. If you drive a… 4runner, …

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Lessons I’ve Learned From Being On A Budget and Fighting Consumerism

Some people will practically do or say anything to avoid living on a budget and curb their excessive spending on items they do not need.  For other people budgets sound good to them and they mostly make shallow attempts to stop the spending and live a little more frugal but they never follow through.  The problems our state and federal governments have with budgets and wasteful spending is well publicized and probably just a symptom of our cultural acceptance towards heavy consumerism. The idea of being an anticonsumptionist and creating a budget has caused many people to run far and …

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How To Avoid Buying Things You Do Not Need!

“Many a man thinks he is buying pleasure, when he is really selling himself to it.” -Benjamin Franklin Why do I constantly want stuff that I don’t need?  It seems that there are certain items that I am continually attracted to buy even though I probably wouldn’t use them if I bought them.  Why does this happen?  What makes certain items so alluring? It seems to be the same things that keep popping into my head over and over.  I convince myself that it would be a waste of money and then a few weeks later, I’m looking at the …

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