10 Steps I Used To Control My Over Consumption and Get Out of Debt

Every part of you has a secret language. Your hands and feet say what you’ve done. And every need brings in what’s needed. Pain bears its cure like a child. Having nothing produces provisions. Ask a difficult question and the marvelous answer appears. —Rumi A while back ago I over consumed and got myself into a $77,000 credit card “debt hole.” Today I want to share with you the 10 steps that helped me to get free from it. It took me five years to completely pay off that debt and every ounce of self-discipline I could muster. While I’ve taken many amazing adventures in my …

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Please let me talk you out of buying that new car.

Buying a new car is fun and exciting, but it is one of the worst things that you can do financially.  In America, we are obsessed with the automobile.  What you drive has become a statement of who you are. The marketers have done a fabulous job of selling us on this and we have bought it.  Let’s face it, we often want a new vehicle for the image it portrays rather than for any practical reason.  I’m guilty of this too.  Here are some examples of the marketing spin that we are being sold. If you drive a… 4runner, …

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Lessons I’ve Learned From Being On A Budget and Fighting Consumerism

Some people will practically do or say anything to avoid living on a budget and curb their excessive spending on items they do not need.  For other people budgets sound good to them and they mostly make shallow attempts to stop the spending and live a little more frugal but they never follow through.  The problems our state and federal governments have with budgets and wasteful spending is well publicized and probably just a symptom of our cultural acceptance towards heavy consumerism. The idea of being an anticonsumptionist and creating a budget has caused many people to run far and …

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The Keepin’ Up With the Jones’ Quiz

 Take the quiz, 10 or less points is where you need to be. 1) Your neighbor just got a new car, you: a) Run right over to the dealer and get a new one too b) Run over to your neighbor and admire his c) Wash and wax you paid off vehicle and smile smugly 2) Your neighbor just got a new, fancy roadside mailbox, you: a) Ask where he got it so you can get one too b) Ask if it is postmaster approved and if the mailman will expect a bigger Christmas tip c) Apply more duct tape …

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How To Avoid Buying Things You Do Not Need!

“Many a man thinks he is buying pleasure, when he is really selling himself to it.” -Benjamin Franklin Why do I constantly want stuff that I don’t need?  It seems that there are certain items that I am continually attracted to buy even though I probably wouldn’t use them if I bought them.  Why does this happen?  What makes certain items so alluring? It seems to be the same things that keep popping into my head over and over.  I convince myself that it would be a waste of money and then a few weeks later, I’m looking at the …

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How to Take Care of Your Shoes and Make Them Last.

Now I agree that clothes or shoes will not last an entire lifetime but we can alot of times make clothes last much longer by taking care of them. If we can stretch the useful life of an article, such as our shoes, we can avoid having to spend money to replace them, that is, unless you’re Imelda Marcos or if you have some “thing” for collecting shoes. 🙂 Since the most expensive shoes I have are made of leather, I’ll start with those. Dirt and other debris can easily embed into leather so I keep my shoes clean and …

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Less Stuff More Life: Rid Yourself of Clutter

Is the clutter in your life weighing you down? When you keep less stuff, you will enjoy more life.  I’m not any kind of radical minimalist.  I like my stuff as much as the next guy.  In fact, I’ll confess right up front that I have a lot more than what I need. However, I can also say that I have a lot less than most people.  By ridding myself of stuff that  don’t use, I’ve reduced the clutter and therefore increased my quality of life. The stuff laying around in your life that you don’t use is nothing more …

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The Problems I See with Prosperity

Prosperity can be a blessing and a curse.  I have gotten caught up in chasing after prosperity and abundance in my life.  I think such pursuit has become quite the epidemic in many circles today. There is nothing wrong with wanting a good life.  In fact, I am passionate about living life to the fullest.  However, it is through my quest for the best that I began to see how the prosperity we enjoy in our country has a cost that we don’t always take into account. The prosperity I’m speaking of is the wealth of products, food, services, conveniences …

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Give The Gift Exemption Certificate This Year For The Holidays

Francine over at http://www.missminimalist.com/ came up with this awesome idea to give away a gift exemption certificate as a way to persuade others not to buy her gifts for the holidays and suggested other great ideas as gifts that do not involve buying wasteful consumption and provokes spending time doing meaningful activities with loved ones instead. This same idea could also be applied to birthdays, anniversaries, etc..   Check it out!   One Less Gift – A Holiday Gift Exemption Certificate Please follow and like us:

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